Coffee County, Tennessee

Facing foreclosure in Coffee County? Keep your equity.

If your home in Manchester or elsewhere in Coffee County is headed toward a trustee sale, here is exactly how the process works locally, and the option most homeowners never hear about: selling before the sale to protect the equity that the courthouse auction would erase.

Patrick Yuri ArmourLicensed Tennessee Auctioneer·Updated July 2026

Where a trustee sale happens in Coffee County

A Tennessee trustee sale is a public auction. In Coffee County it is held at the north door of the Coffee County Justice Center at 300 Hillsboro Boulevard in Manchester.[1]

Sale location

Coffee County Justice Center
300 Hillsboro Boulevard, Manchester, TN 37355

Sale time: around 11:00 a.m. local time (set per notice)

The exact date, time, and terms for any specific sale are set in that property's published notice, not by a fixed schedule. Always confirm against the current notice.

Where foreclosure notices are published

Tennessee law requires the sale to be advertised before it happens. In Coffee County, foreclosure and trustee-sale notices run in The Tullahoma News and The Manchester Times.[2] As of a 2025 change in the law, the notice must also be posted online for at least 20 continuous days. If you think a sale may be scheduled on your home, these are where it would appear.

Surplus funds, redemption, and records

If a Coffee County home sells for more than the debt, the extra (surplus funds) belongs to the junior lienholders and then the former owner. The office that handles disputed surplus and the related records:

Surplus / chancery

Coffee County Clerk & Master, (931) 723-5132

Property records

Coffee County Register of Deeds, (931) 723-5130

Office details verified from the county government website.[3]

Why this matters in Coffee County

For a Coffee County homeowner with equity, a trustee sale can erase it for the loan balance in about sixty seconds.

If you have equity and any time before the sale, selling on your own terms through a marketed auction that still beats the deadline usually keeps far more of your money than doing nothing or taking the first cash offer. That is what FALCO helps Coffee County homeowners do, at no cost to you.

How FALCO helps

FALCO routes Coffee County homes to licensed Tennessee auction firms that market the property to real competing buyers on a compressed timeline. The buyer pays the fee. You keep the equity.

Coffee County homeowners

Free 15-minute call. Real numbers for your home.

Within one business day we'll show you what your Manchester-area home would likely clear at a marketed auction versus what happens at the trustee sale. No cost, no pressure, no obligation to sell.

Get your numbers →Or email falco@falco.llc

This page is general information about foreclosure in Coffee County, Tennessee, not legal, tax, or financial advice, and not a promise about any outcome. Sale locations, times, and publications are set in each property's official notice and can change; always confirm against the current notice and the county. FALCO is not a government agency and is not affiliated with, or approved by, any government program or your mortgage lender. FALCO does not buy your home, does not charge homeowners or take upfront fees, and does not promise to stop, delay, or cure any foreclosure.

Coffee County questions

Where is the trustee sale held in Coffee County?

At the north door of the Coffee County Justice Center at 300 Hillsboro Boulevard in Manchester. Sales are around 11:00 a.m. local time. The exact date, time and place are printed in the published notice for your property.

Where are Coffee County foreclosure notices published?

Trustee sale notices for Coffee County run in The Tullahoma News and The Manchester Times. The notice names the substitute trustee, the sale date and the property, and that first publication is usually the earliest public sign a sale is coming.

Can I still sell my Coffee County home before the trustee sale?

Yes. Until the sale actually happens the home is still yours to sell. FALCO routes Coffee County homeowners to a licensed Tennessee auction firm that markets the property and closes ahead of the sale date, at no cost to you; the buyer pays the premium. A marketed sale typically runs 45 to 75 days from decision to closing, so with fewer than 30 days left the first step is usually asking the trustee for a postponement.

Who handles surplus funds and property records in Coffee County?

Surplus from a trustee sale goes through the Coffee County Clerk & Master, (931) 723-5132. Deeds, the deed of trust and the substitution of trustee are recorded with the Coffee County Register of Deeds, (931) 723-5130.

Keep reading

How the Tennessee foreclosure process works →Cash offer vs. auction: the math →Foreclosure help in other TN counties →Get your numbers: free 15-min call →