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Madison County, Tennessee

Facing foreclosure in Madison County? Keep your equity.

If your home in Jackson or elsewhere in Madison County is headed toward a trustee sale, here is exactly how the process works locally, and the option most homeowners never hear about: selling before the sale to protect the equity that the courthouse auction would erase.

By Patrick Yuri Armour, Licensed Tennessee Auctioneer·Updated July 2026

Where a trustee sale happens in Madison County

A Tennessee trustee sale is a public auction, and in Madison County it is held at the north door of the Madison County Courthouse in Jackson, typically commonly late morning (around 11 a.m.), varying by notice.[1]

Sale location
Madison County Courthouse
100 East Main Street, Jackson, TN 38301

The exact date, time, and terms for any specific sale are set in that property's published notice, not by a fixed schedule. Always confirm against the current notice.

Where foreclosure notices are published

Tennessee law requires the sale to be advertised before it happens. In Madison County, foreclosure and trustee-sale notices run in The Jackson Sun.[2] As of a 2025 change in the law, the notice must also be posted online for at least 20 continuous days. If you think a sale may be scheduled on your home, these are where it would appear.

Surplus funds, redemption, and records

If a Madison County home sells for more than the debt, the extra (surplus funds) belongs to the junior lienholders and then the former owner. The office that handles disputed surplus and the related records:

Surplus / chancery
Madison County Clerk & Master, (731) 423-6030
Property records
Madison County Register of Deeds, (731) 423-6028

Office details verified from the county government website.[3]

Why this matters in Madison County

The median home in Madison County is worth around $255,000.[4] For a homeowner with equity, that is real money, and at a trustee sale it can vanish for the loan balance in about sixty seconds.

If you have equity and any time before the sale, selling on your own terms, through a marketed auction that still beats the deadline, usually keeps far more of your money than doing nothing or taking the first cash offer. That is what FALCO helps Madison County homeowners do, at no cost to you.

How FALCO helps

FALCO routes Madison County homes to licensed Tennessee auction firms that market the property to real competing buyers on a compressed timeline. The buyer pays the fee. You keep the equity.

Madison County homeowners

Free 15-minute call. Real numbers for your home.

Within one business day we'll show you what your Jackson-area home would likely clear at a marketed auction versus what happens at the trustee sale. No cost, no pressure, no obligation to sell.

Get your numbers →Or email falco@falco.llc

This page is general information about foreclosure in Madison County, Tennessee, not legal, tax, or financial advice, and not a promise about any outcome. Sale locations, times, and publications are set in each property's official notice and can change; always confirm against the current notice and the county. FALCO is not a government agency and is not affiliated with, or approved by, any government program or your mortgage lender. FALCO does not buy your home, does not charge homeowners or take upfront fees, and does not promise to stop, delay, or cure any foreclosure.

Keep reading
How the Tennessee foreclosure process works →Cash offer vs. auction: the math →Foreclosure help in other TN counties →Get your numbers: free 15-min call →